RapidRetrieve Login
 
Login ID  
Password

Archive for March, 2009

Lower Costs Lure U.S. Patients Abroad for Treatment

Tuesday, March 31st, 2009
By Danielle Dellorto
CNN Medical Producer

NEW DELHI, India (CNN) – “I was a walking time bomb. I knew I had to get on that plane if I wanted to be around to see my grandkids.”

Sandra Giustina is rolled into surgery to correct her atrial fibrillation at Max Hospital in New Dehli, India.

Sandra Giustina is rolled into surgery to correct her atrial fibrillation at Max Hospital in New Dehli, India. Sandra Giustina is a 61-year-old uninsured American. For three years she saved her money in hopes of affording heart surgery to correct her atrial fibrillation. “They [U.S. hospitals] told me it would be about $175,000, and there was just no way could I come up with that,” Giustina said.

So, with a little digging online, she found several high quality hospitals vying for her business, at a fraction of the U.S. cost. Within a month, she was on a plane from her home in Las Vegas, Nevada, to New Delhi, India. Surgeons at Max Hospital fixed her heart for “under $10,000 total, including travel.”

Giustina is just one of millions around the world journeying outside their native land for medical treatment, a phenomenon known as “medical tourism.” Experts say the trend in global health care has just begun. Next year alone, an estimated 6 million Americans will travel abroad for surgery, according to a 2008 Deloitte study. “Medical care in countries such as India, Thailand and Singapore can cost as little as 10 percent of the cost of comparable care in the United States,” the report found.

Companies such as Los Angeles-based Planet Hospital are creating a niche in the service industry as medical travel planners. One guidebook says that more than 200 have sprung up in the last few years. “We find the best possible surgeons and deliver their service to patients safely, affordably and immediately,” said Rudy Rupak, president of Planet Hospital. “No one should have to choose between an operation to save their life or going bankrupt.”

Planet Hospital, which works with international clients as well as Americans, books patients’ travel and arranges phone interviews with potential surgeons. Patients are greeted by a company representative at the airport in the country where they’ve chosen to be treated; a 24-hour personal “patient concierge” is also provided, a level of service that’s standard among many of the top medical travel planning companies.

“Our patient concierge was amazing,” said Giustina. “He came to the hospital every day, gave us his personal [telephone] number and after my operation, he arranged private tours of India.” Just two days post-op, Giustina and her husband, Dino, toured local markets and landmarks including the Presidential Palace and the Taj Mahal.

“I was able to fix my heart and tour India, which is something I thought I’d never do.”

Walk through a patient wing at Max Hospital in New Delhi on any given day and you’re likely to see people from around the world. In one visit, CNN met patients from the United Kingdom, Nigeria, Jordan, Afghanistan and the United States. They’re alike in choosing surgery abroad, but their reasons differ.

Many South Asians and Africans said they travel abroad because they do not have access to care in their homeland.

Some Canadians and Europeans said they chose to travel aboard, despite having national health plans, because they are tired of waiting — sometimes years — for treatment.

Patients from the Middle East said they come to India because the technology as well as the staff is more advanced.

For most Americans CNN spoke to, it came down to finding the best value. “If I could have afforded my procedure in the United States, I would have taken it, but that was not my option,” Giustina said. “I had to get online and look for a Plan B.”

The private hospitals in India market themselves as having upscale accommodations, Western-trained surgeons and state-of-the-art medical equipment.

CNN spent time at Max Healthcare in New Delhi and saw operating rooms similar to those in many U.S. hospitals. If fact, Max’s neurosurgery room had an inter-operative MRI scanner, which is technology hardly seen at hospitals in the United States.

The lobby had marble floors, a book café, coffee station and a Subway sandwich shop. The patient suites were equipped with flat screen TVs, DVD players and Wi-Fi. This hospital also catered to families traveling together. The suites had adjoining rooms with a kitchenette, coffee maker and a sofa bed.

Max neurosurgeon Dr. Ajaya Jha said the hospital can provide high-quality care at low prices because the staff work hard to cut waste.

“I’ve seen hospitals in the U.S. where they open up something costing $10,000 and say, ‘Oh it’s not working. OK, give me another one.’ We would never do that here. Even for 100 rupees (about $2) — we would say, “Do we need to open this suture? Do we need to open this gauze?’ We are very conscious of cost.”

Hospital officials negotiate hard to keep costs low for high-tech medical machinery and other supplies, Jha said. “In the U.S. people are making careers out of carrying laptops and documenting things that are not really useful in the long term for the patient.”

The salary of a U.S. surgeon is five times that of a surgeon in India. “We [surgeons in India] want to make a profit, but we don’t want to profiteer. We don’t want squeeze people and I think American industries should also think that way,” Jha said.

Critics of medical tourism warn patients to be diligent when researching treatment aboard. “I’ve found that industry voices tend to crowd out those of us who are more cautious about the legal risks,” said Nathan Cortez, assistant law professor at Southern Methodist University, who is conducting a case study investigating what legal recourse patients have outside America.

Patients don’t think about their legal vulnerabilities, Cortez said. “Some countries limit patient access to medical records so they can’t really learn what happened during the surgery. And a lot of practitioners in other countries just refuse to give you your medical records. So people have to weigh the risk versus benefits.”

While most tourism patients from America are uninsured, major U.S. insurance companies are considering providing “medical tourism” coverage to their customers. Several have already launched pilot programs.

“I think what’s really important about medical tourism is that you make the choice for what’s right for you and what’s important to them,” said a spokesman for U.S. health insurer WellPoint Inc.

Experts say that every patient considering traveling abroad for surgery should inquire about postoperative care, legal rights and the safety standards and certifications of the hospital. Foreign health care providers should be willing to discuss the procedure and answer question ahead of time.

“What really helped me feel good about the process was that my doctor in the U.S. spoke to the cardiologist in India prior to my trip,” said Giustina. “They were so open about everything; I knew I’d be in good hands.”

Just weeks from returning from abroad, Giustina says she has only one regret, “I shouldn’t have waited so long! I feel like a new person again, no more pain.”

Health Insurance Mandate Seen Part of U.S. Overhaul

Thursday, March 26th, 2009

WASHINGTON (Reuters) - A mandate to purchase health insurance is likely to be part of a sweeping overhaul of the U.S. healthcare system that Congress hopes to enact by the end of the year, a top Democrat in the U.S. House of Representatives said on Thursday.

But House Majority Leader Steny Hoyer declined to say how such a mandate would work, whether it would be for individuals to purchase insurance or employers to provide coverage or a combination of both.

“I think you are going to find mandates will be part of the plan,” Hoyer told reporters.

A number of House committees are involved in writing the legislation to revamp the $2.5 trillion U.S. healthcare system to contain rapidly rising costs and cover an estimated 46 million uninsured Americans. Hoyer is helping coordinate that effort.

The insurance industry is seeking a mandate for Americans to buy coverage, arguing that it help insurers make premium prices more affordable for the sick and also allow them to end the practice of excluding coverage for pre-existing conditions and charging higher premiums to sick people.

A number of lawmakers from both parties do not like the idea of imposing an insurance mandate on people who may be unable to afford it.

During his campaign for the Democratic presidential nomination last year, President Barack Obama argued against an insurance mandate, while his rival for the nomination, Hillary Clinton, who is now his secretary of state, backed it.

Hoyer said congressional Democrats believe a government plan should be part of a mix of insurance options available to people. The idea is opposed by Republicans and the insurance industry, which fears it will be unable to compete with a public plan.

Hoyer declined to say what the public plan would look like, but said Democratic leaders would reach out to Republicans to try to address their concerns.

“We believe that a public option clearly is going to be necessary,” Hoyer said.

The Latest Headlines…

Wednesday, March 25th, 2009

Headlines for the Week of March 18-25, 2009:

Here are links to the current news in life, legal and healthcare.  If you find stories that you think should be included please email me at epeterson@mediconnect.net, or leave a comment on the blog. If you would like to receive this as an RSS Feed, click on the “subscribe link” at the top of this page.

Thanks.

03/25/09 USAToday.com: Insurers’ Proposal Requires Coverage for All
03/25/09 Newsinferno.com: Following A Girl’s Death, The CDC is Finally Looking at Gardasil Links
03/24/09 Newsinferno.com: Merck Faces Vioxx Grand Jury Probe
03/24/09 Newsinferno.com: Depression Med Linked to Pediatric Suicide Approved by FDA for Kids
03/24/09 USAToday.com: 1 in 5 American Workers are Uninsured, Study Says
03/24/09 Reuters.com:  FDA Told to Reconsider Morning After Pill Access
03/23/09 Newsinferno.com: Katrina Lawsuit Army Corps Engineers Will Proceed
03/20/09 Reuters.com: Obama Names Doctor to Clear Healthcare Paper Swamp
03/20/09 Newsinferno.com: OSHA Will Finally Take Action On Popcorn Workers Lung
03/19/09 Newsinferno.com:  Blood Thinner Causes Bleeding
03/18/09 WSJ.com: Electronic Records: Ready for Patients to Use at Home
03/18/09 Newsinferno.com: Chinese Drywall Lawsuit Filed in Louisiana
03/18/09 Newsinferno.com: Calaxo Bone Screw Causing Painful Complications for ACL Surgery Patients
03/18/09 USAToday.com: Report: U.S. Births Hit All-Time High
03/18/09 Reuters.com: U.S. Lawmakers Blast China Food Safety
03/17/09 Newsinferno.com: Light Cigarette Lawsuit moving Forward

Obama Names Doctor to Clear Healthcare Paper Swamp

Friday, March 20th, 2009

 

WASHINGTON (Reuters) - President Barack Obama named a Boston doctor and Harvard professor on Friday to lead his $20 billion dollar effort to modernize the disparate and paper-dominated health-care system in the United States.

 

Dr. David Blumenthal will become the National Coordinator for Health Information Technology, charged with implementing health information technology provisions of Obama’s recently passed economic stimulus package.

 

Blumenthal was most recently director at an institute for health policy at Massachusetts General Hospital, and also led an information technology program at Harvard.

The government is offering financial incentives for doctors and hospitals to add or upgrade their technology systems.

 

Key challenges include making the information systems “interoperable” and protecting patient privacy.

 

Blumenthal worked on Capitol Hill in the late 1970s for U.S. Sen. Edward Kennedy, the Massachusetts Democrat, who will play a key role in the effort to update the health-care system. He also advised Obama during his 2008 campaign for president, according to the Obama administration.

Doctor Inspired By Obama Offering Free Care During Recession

Friday, March 20th, 2009

GREENFIELD (AP) – One west-central Illinois doctor has promised to give free treatment to any of his regular patients who’ve lost their jobs or health insurance because of the poor economy.

Dr. Gary Turpin of Greenfield put a notice in the local Greene County Shopper making the offer. The 71-year-old doctor says he’ll give the free treatment for the rest of 2009. Turpin says he got the idea from watching President Barack Obama give a speech urging Americans to help during the recession.

Turpin says he didn’t want his patients to skip treatment because they’re worried about running up medical bills.

Greenfield is in Greene County, about 50 miles north of St. Louis.

The Latest Headlines…

Wednesday, March 18th, 2009

Headlines for the Week of March 11-18, 2009:

Here are links to the current news in life, legal and healthcare.  If you find stories that you think should be included please email me at epeterson@mediconnect.net, or leave a comment on the blog. If you would like to receive this as an RSS Feed, click on the “subscribe link” at the top of this page.

Thanks.

03/18/09 WSJ.com: Electronic Records: Ready for Patients to Use at Home
03/18/09 Newsinferno.com: Chinese Drywall Lawsuit Filed in Louisiana
03/18/09 Newsinferno.com: Calaxo Bone Screw Causing Painful Complications for ACL Surgery Patients
03/18/09 USAToday.com: Report: U.S. Births Hit All-Time High
03/18/09 Reuters.com: U.S. Lawmakers Blast China Food Safety
03/17/09 Newsinferno.com: Light Cigarette Lawsuit moving Forward
03/16/09 Newsinferno.com: Medtronic Letter Links Sprint Fidelis Leads to 13 Deaths Possibly  03/16/09NYTimes.com: Bargaining Down the Medical Bills
03/13/09 Newsinferno.com: Massachusetts O.K.’s Doctor Gift Rules
03/12/09 Newsinferno.com: Army Believed to Have Infected 16 with Hepatitis
03/12/09 Google.com: Wal-Mart to Enter Electronic Medical Records Arena
03/11/09 USAToday.com:  21% of Americans Scramble to Pay Medical, Drug Bills
03/10.09 USAToday.com: Merck Bids $41.1 B for Schering-Plough
03/10/09 Newsinferno.com: Lawmakers Introduce Medical Device Lawsuit

Electronic Records: Ready For Patients to Use at Home?

Wednesday, March 18th, 2009

computerWhile lots of folks say it’s important to digitize patients’ records, sometimes the whole thing can be pretty abstract. Electronic records no doubt would be helpful if we end up in the hospital and doctors there need quick access to our medical histories. But how much would patients use them day-to-day?

For an answer, we point you to Laura Landro’s Informed Patient column in the WSJ. She offers up the example of Holly Jacobson, a 41-year-old in California who has two kids.

Jacobson uses My Health Manager from her health plan, Kaiser Permanente, to access her electronic records. She clicks on links that explain her test results when she has her cholesterol checked or one of her kids has strep throat. She takes a look at a graph that explains her cholesterol readings over time — a practice she says motivates her to eat well and exercise. She emails questions to her doctor about managing her child’s asthma. And after her ankle sprain last year, her physical therapist electronically sent her all the instructions for home follow-up care.

Kaiser is heavily wired, and it employs doctors and owns hospitals. That makes such an integrated approach easier to pull off. Take a look at our recent post from last week about a reduction in office visits among Kaiser patients who emailed their docs or called them on the phone.

It’s also unclear how many patients are as receptive to all this as Jacobson. Landro notes that some health plans are providing patients with electronic reminders if they don’t refill their prescriptions. Such programs are being tested to see if they change patient behavior.

Study Pegs Poor Communications Costs

Friday, March 13th, 2009

Poor communications in U.S. hospitals costs $12 billion annually, and use of information technologies could be a big part of the solution, according to a new study.

Unnecessarily long hospital stays, which drive up time and resources used as patients wait to be discharged, account for 54% of such losses, according to the study. “To put the $12 billion amount into perspective, the loss equals approximately two percent of hospital revenue nationwide, a figure that is more than half the average hospital margin of 3.6 percent.”

Researchers at the independent Center for Health Information and Decision Systems at the University of Maryland’s Robert H. Smith School of Business conducted the study. They found the solution to inefficiencies rests largely in I.T. investments to streamline communication among clinicians, staff and others. These investments could include location-based technology to identify caregivers’ whereabouts, systems that enable nurses to quickly identify an attending physician and remote specialist consultations.

A typical 500-bed hospital that improves communication could save $4 million a year, researchers estimate. To access the full study, click here.

–Joseph Goedert
Business Intelligence Archive
Health Information Exchange Archive
Hospitals Archive

Governor of Kansas Tapped to Lead HHS

Friday, March 13th, 2009

Kansas Gov. Kathleen Sebelius, an early backer of Barack Obama's White House bid, spoke at the Democratic National Convention in Denver last year.

Kansas Gov. Kathleen Sebelius, an early backer of Barack Obama’s White House bid, spoke at the Democratic National Convention in Denver last year. (By Win Mcnamee — Getty Images)
 

Washington Post Staff Writers
Sunday, March 1, 2009; Page A01  

Kansas Gov. Kathleen Sebelius yesterday accepted President Obama’s request to become his secretary of health and human services, stepping into a central role in the new administration’s ambitious effort to overhaul the nation’s health-care system.

Sebelius’s nomination comes just days before the White House is scheduled to convene a summit on health reform, an early step in the president’s bold plan to vastly expand the reach of the health-care system. A formal announcement of her nomination is scheduled for tomorrow.

The summit, which is expected to be the first in a series of open meetings across the country, is intended to spotlight the challenges presented by the nation’s balkanized health-care system — including soaring costs and gaping holes in coverage. It is also aimed at rallying public support for an overhaul certain to draw ideological and industry opposition. The health session, similar to last week’s “fiscal responsibility” summit, will open with remarks by Obama. Participants will then split into working groups led by administration officials.

In his budget proposal unveiled last week, Obama set aside $634 billion for a new reserve fund that over the next decade would serve as a substantial down payment on the cost of moving the country closer to universal health-care coverage. About 46 million Americans lack coverage, a number likely to grow as the economic downturn puts more people out of work.

If confirmed by the Senate, Sebelius would fill a vital Cabinet position originally slated to go to former senator Thomas A. Daschle, who withdrew from consideration last month over his failure to pay $146,000 in back taxes and interest until he had been nominated for the post. The controversy prompted Obama to acknowledge that he had “screwed up.”

Steering the costly changes through Congress, which would be a big part of Sebelius’s portfolio, promises to be a complicated and politically charged task. The withdrawal of Daschle, a former Senate majority leader steeped in the byzantine ways of Congress as well as the intricacies of the nation’s $2.3 trillion health-care system, delivered a significant blow to the administration as it prepared to launch its ambitious agenda on the topic.

Sebelius, 60, would inherit a sprawling department of 65,000 employees responsible for public health, food safety, scientific research, and the administration of the Medicare and Medicaid programs, which serve 90 million Americans. The solvency of the programs is yet another worry confronting the administration, which has vowed to take on entitlement reform. The department’s budget, consumed largely by the two programs, exceeds $700 billion.

The Kansas governor served as state insurance commissioner for eight years and has overseen the Medicaid program for the poor during her tenure as governor. Sebelius tried unsuccessfully to expand health coverage in the state through higher cigarette taxes. Still, under her watch, Kansas has added tens of thousands of low-income children to state health programs.

As insurance commissioner, Sebelius rejected the sale of Blue Cross and Blue Shield of Kansas to an Indiana company, citing the prospect of higher premiums. The job, however, had little to do with the delivery of care or the achievement of the sort of quality improvements and efficiencies that Obama and policy experts speak of when describing a high-performing health-care system of the future.

More than a month into the administration, few Obama appointees have been placed in the Department of Health and Human Services, and the president has yet to name a chief for major health agencies such as the Food and Drug Administration or the National Institutes of Health.

“This evening, the president asked Kansas Governor Kathleen Sebelius to serve as his secretary of health and human services, and she accepted,” an administration official said yesterday.

An administration source said it is likely that Obama will nominate someone else for a second post Daschle had created for himself: director of a new White House Office of Health Reform. One name mentioned for the job is former Clinton administration adviser Nancy-Ann DeParle, who would take over the effort to conceive, sell and implement a wide-ranging health-care overhaul.

Sebelius, the daughter of a former Ohio governor, is halfway through her second term as governor.

Although she lacks Washington experience, Sebelius is a veteran politician who learned the craft from her father, John J. Gilligan, and later her father-in-law, Keith Sebelius, a Kansas Republican who spent more than a decade in Congress. Kathleen Sebelius, a graduate of Trinity College in Washington, served eight years in the state legislature and was once a lobbyist for the Kansas Trial Lawyers Association.

Sebelius is known for reaching across the aisle in her Republican-dominated state, and in her first gubernatorial bid she chose a former Republican businessman as her running mate.

Sebelius, raised Roman Catholic in Ohio, has endured fierce and often personal criticism from antiabortion activists largely because she vetoed a bill that would have required doctors who perform late-term abortions to report a reason for the procedure. After the veto, the archbishop of Kansas City asked Sebelius to stop taking Communion.

 

21% of Americans Scramble to Pay Medical, Drug Bills

Wednesday, March 11th, 2009

By Liz Szabo and Julie Appleby, USA TODAY
Denise Prosser, 39, has battled cancer since she was a toddler.
Yet Prosser can’t afford her next cancer treatment — a radioactive therapy that she’s supposed to receive once a year — because she and her husband lost their jobs in December. Without insurance, she has postponed the radiation indefinitely and is taking only half of her asthma medications — sacrifices that often leave her gasping for air and could allow her cancer to come surging back.
GRAPHIC: Paying for health care
POLL: Many forgoing routine dental care, too

“I can’t walk more than 100 feet without sounding like I just ran a marathon,” says Prosser, of Galloway, N.J.

Prosser is among millions of Americans who struggled last year to pay for health care or medications, the largest poll ever conducted by Gallup shows.

FIND MORE STORIES IN: Congress | New Jersey | Africa | Mississippi | Hawaii | Medicare | Hispanics | Cancer Society | National Academy of Sciences | Institute of Medicine | Galloway | Prosser | Cancer Action Network | Gallup-Healthways Well-Being Index
As the economy fell, the percentage who reported having trouble paying for needed health care or medicines during the previous 12 months rose from 18% in January 2008 to 21% in December, according to the poll of 355,334 Americans. Each percentage point change in the full survey represents about 2.2 million people, says Jim Harter, Gallup’s chief scientist for well-being and workplace management.

Gallup, along with disease management company Healthways, surveyed a random sample of about 1,000 people nearly every day during 2008 about their physical, emotional and economic well-being.

The poll, the Gallup-Healthways Well-Being Index, shows that struggles to pay crossed all socioeconomic lines but hit some Americans harder than others: More than half of the uninsured had trouble paying for health care or medications during the year. So did more than 30% of blacks and Hispanics, compared with 17% of whites and 13% of Asians. Overall, women had more trouble than men. Those who were divorced, widowed or in domestic partner arrangements fared less well than those who were married.

Among other key findings:

• As the year progressed, fewer Americans reported getting health coverage through their jobs, dropping from 59% in the first quarter to 58% by the last.

• The number of African Americans reporting trouble paying for health care or medications rose six percentage points from the first quarter to the last, to 34%. People ages 25-34 also saw a big increase, up five points to 28%.

• Among the states, Hawaii had the smallest percentage of residents who had trouble paying for health care in the previous 12 months at 12%, and Mississippi the most at 29%.

“The biggest problem that the country has is actually the cost of health care,” says Jim Clifton, Gallup’s CEO. “It’s a lot bigger problem than war and a bigger problem than the current meltdown because there are no fixes to it on the horizon right now. … You can’t just throw money at it. That’s still not a fix.”

The increasing trouble people have paying for medical care comes as Congress begins its most serious health care overhaul debate in 15 years — and as the economy continues to shed jobs.

Because most people still get health insurance through their jobs — rather than buying it themselves or being covered by a government program such as Medicare — the loss of a job can mean the loss of insurance.

Nearly 4.4 million people have lost jobs since the recession began in December 2007, the U.S. Department of Labor reports. Nearly one in 10 children and one in five adults under age 65 are uninsured, says a February report on the uninsured from the Institute of Medicine, part of the National Academy of Sciences, which advises the government on health care.

People without insurance are at much higher risk for a host of medical problems, the institute’s report shows. They’re less likely to get preventive care, more likely to be diagnosed with later-stage cancers and more likely to die if they suffer a heart attack, stroke, lung problem, hip fracture, seizure or trauma.

“The evidence clearly shows that lack of health insurance is hazardous to one’s health,” says report co-author Lawrence Lewin. “And the situation is getting worse.”

Lower-income residents are more likely to have trouble paying medical bills and to lack insurance. Income also plays a role in how people feel about their own physical well-being.

The Gallup-Healthways poll found that 40% of those making $500 to $1,000 a month said they were dissatisfied with their health. By comparison, only 10% of wealthy people — those making at least $10,000 a month — are dissatisfied with their health.

Few safety nets

People often resort to desperate solutions to pay for health care for themselves and their families, says Christy Schmidt, senior policy director at the American Cancer Society’s Cancer Action Network.

Some are tapping into their 401(k) plans and other retirement savings, she says. But even these funds may fall short, since many investments have lost half their value in the past year.

When money gets really tight, Schmidt says, many uninsured people cut corners on their health, such as by cutting pills in half or skipping doctor’s appointments.

While Gallup’s poll asked if the specific person being interviewed had cut back on “needed” health care, a February poll by Kaiser Family Foundation took a broader look at health care spending. In that poll, more than half of Americans said at least one person in their family had cut back on medical care within the previous 12 months because of cost.

Many people can’t pay for coverage on their own, Schmidt says.

Among them are Denise Prosser, who worked part time in a day care before being laid off, and her husband, Warren, who was a television news director in Linwood, N.J.

The 600 stitches on her back testify to her long struggle with cancer. She was first diagnosed at 18 months old. A new tumor, in her thyroid, developed when she was 27. Her lung capacity has declined by 50% since then as her health has deteriorated, leaving her unable to work full time.

The Prossers say they can’t afford coverage through COBRA, a program that allows workers to keep their health insurance for 18 months after they leave their jobs, just as long as they pay 100% of the health premiums themselves.

A COBRA plan would cost the Prossers $900 a month, Denise says. With help from the recently passed economic stimulus package, which provides a federal subsidy worth 65% of COBRA premiums, the Prossers still would have to pay $300 a month — an especially high price tag for people who no longer have regular salaries.

After she lost her job, Prosser applied for official status as disabled through the Social Security Administration but was turned down: “They said I wasn’t disabled enough.”

Even patients who qualify as disabled may struggle with medical bills, Schmidt says. Most people have to wait two years after being declared disabled before they qualify for Medicare coverage. If patients opt for 18 months of COBRA, that still leaves a six-month gap.

That puts Prosser — whose doctor recently found a lump on her thyroid — in a sort of no man’s land.

Prosser fears the lump could be a relapse of the thyroid cancer she developed in 1997. Although her thyroid specialist gave her some free medication samples, the doctor would not treat Prosser without insurance.

Prosser hopes to see a doctor through a charity clinic in Atlantic City but worries her husband’s income from his unemployment check — $622 a week before taxes — may disqualify them.

A domino effect

Even charity care and emergency rooms can’t guarantee that uninsured people — especially those such as Prosser, who have a long history of complex problems — get the treatment they need, says John Ayanian, a Harvard Medical School professor and co-author of the Institute of Medicine report. Free clinics often struggle just to find generalists, he says, let alone specialists.

The problem extends beyond individual struggles.

Eroding insurance coverage can undermine the health of entire communities, Ayanian says. Hospitals and doctors may have trouble paying their own bills in communities with large numbers of uninsured. That can drive away specialists and make it harder for even well-insured people to find care, the report says.

Often, people without insurance must struggle on their own.

Calls to the cancer society’s insurance hotline have increased by 6% since last year, Schmidt says. Although the society sometimes can help patients find coverage, three out of five callers find those options — such as individual health policies or state-sponsored high-risk pools — too expensive, Schmidt says.

Nor is there any guarantee those options will be available. Individual policies sometimes won’t cover pre-existing medical conditions, such as cancer, depression or pregnancy, or will not pay for care needed for those conditions during an initial period of six months or more.

Dropping insurance

Jim Hann, 51, who’s losing his job as a chemical operator at the Americas Styrenics plant in Marietta, Ohio, next month, won’t be able to afford COBRA, even with the federal subsidy. The plant is laying off 65 of 100 employees. That didn’t deter him, however, from donating a kidney to his wife, Hannah.
VIDEO: Hann shares experience, struggle in his own words

In the past decade, Hannah has weathered more surgeries than they can count: seven or eight operations to cut away dying sections of bowel, a small intestine transplant and, in February, the kidney transplant at Washington’s Georgetown University Hospital.

“He tells me he’d give me both of his if that’s what it took,” says Hannah, 49, a few days after the February transplant.

Their surgeon moved up her transplant surgery by a month, before Jim’s coverage lapsed. Although Hannah’s disability makes her eligible for Medicare, she has used Jim’s generous company-funded insurance until now. Medicare will cover her health care after Jim loses his coverage in November.

Jim plans to get by without any insurance. That’s a gamble, given that kidney donors have an increased risk of high blood pressure and kidney problems.

After taking care of Hannah for so many years, Jim says he’s well-prepared for his next career.

He has decided to enroll in a nursing program that will make him a registered nurse within two years. Until then, he says, the couple will “tough it out” by living off their savings, Hannah’s disability check and the proceeds they make selling their home to move into a smaller, cheaper house. If needed, Jim says he’s prepared to return to driving a truck or waiting tables while going to school.

But he doubts he’ll ever find another job like the one he lost. Factories are laying off at least 1,000 workers in the region around Marietta and Ravenswood, W.Va., about 50 miles away, where Century Aluminum is shutting down a plant and letting go about 600 employees.

The Gallup-Healthways survey found nearly 25% of people in the congressional district that includes Marietta didn’t have enough money to pay for health care in the past year.

“There aren’t even any bad jobs,” Jim says. “It’s the same all over.”

Our Promise is Exceeding Expectations


Home  |  Services  |  Company  |  News/Events  |  Sign Up  |  Careers  |  Contact © 2007 MediConnect, Inc. All Rights Reserved